# RMD & Distribution Tracking for Insurance Underwriters with Xanatek

> AI tracks every RMD across accounts, drafts the distribution instructions, and confirms execution before year-end — zero missed RMDs across the book. Purpose-built for teams running Xanatek — uses the native API or agent integration so nothing leaves the system of record.

- **Tool:** [Xanatek](https://calish.com/workflows/tool/xanatek/)
- **Role:** [Insurance Underwriter](https://calish.com/workflows/for/insurance-underwriter/)
- **Specialty:** Commercial Underwriting
- **Category:** Operations & Workflow
- **Canonical URL:** https://calish.com/workflows/with/rmd-and-distribution-tracking-for-insurance-underwriter-with-xanatek/

## The Problem

Missing an RMD for a Commercial Underwriting client triggers a 25% excise tax — and tracking them across custodians in Duck Creek is a manual audit every December.

## What We Build in Xanatek

AI tracks every RMD across accounts, drafts the distribution instructions, and confirms execution before year-end — zero missed RMDs across the book. Purpose-built for teams running Xanatek — uses the native API or agent integration so nothing leaves the system of record.

## Xanatek Integration Approach

1. **Audit your Xanatek configuration.** We map the specific Xanatek objects, custom fields, and workflows the automation needs to touch for your commercial underwriting practice.
2. **Build on the Xanatek API or agent.** Integration happens inside Xanatek — no data leaves the system, no parallel tool for your team to learn, no license changes.
3. **Human-in-the-loop handoff.** Every automation routes exceptions back to a human in Xanatek with full context — AI handles the 80%, your team owns the judgment calls.

## About This Workflow

- [RMD & Distribution Tracking for Insurance Underwriters](https://calish.com/workflows/rmd-and-distribution-tracking-for-insurance-underwriter/)
- AI tracks every RMD across accounts, drafts the distribution instructions, and confirms execution before year-end — zero missed RMDs across the book.

## Other Xanatek Automations

- [New Client Onboarding for Insurance Underwriters](https://calish.com/workflows/with/new-client-onboarding-for-insurance-underwriter-with-xanatek/)
- [Portfolio Drift & Rebalance Alerts for Insurance Underwriters](https://calish.com/workflows/with/portfolio-drift-and-rebalance-alerts-for-insurance-underwriter-with-xanatek/)
- [Quarterly Commentary & Client Letter for Insurance Underwriters](https://calish.com/workflows/with/quarterly-commentary-and-client-letter-for-insurance-underwriter-with-xanatek/)
- [Communication Compliance Surveillance for Insurance Underwriters](https://calish.com/workflows/with/communication-compliance-surveillance-for-insurance-underwriter-with-xanatek/)
- [Loan File Assembly for Insurance Underwriters](https://calish.com/workflows/with/loan-file-assembly-for-insurance-underwriter-with-xanatek/)

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